Skip to main content

Residential Consumer Financing

Request a Call Back

    Residential Home Loans (owner-occupied)

    Get into your dream home faster with a tailored home loan

    We offer a wide range of home loan options from leading Australian lenders—major banks, credit unions, and building societies. Whether you’re buying or refinancing, we guide you from application to settlement, helping you secure competitive rates, access cash-back offers, and tailor the loan to your needs. Ideal for first-time buyers and seasoned homeowners alike.

    Residential Investment Loans

    Invest in your first property or grow your investment portfolio

    Property investors can secure tailored investment home loans that support long-term wealth creation with the help of Flying Cockatoo Financial. Access to flexible features like offset accounts and redraw facilities helps investors leverage equity, grow their property portfolios, and make confident, strategic decisions. Ideal for residential investors focused on rental yield, capital gains, or building equity over time.

    Residential Construction Loans

    Flexible finance for your next new build, upgrades and renovations

    Planning to build your dream home or take on a major renovation? A construction loan releases funds in stages, so you only pay interest on what’s used. While lenders require strong financials and detailed plans, we simplify the process helping you prepare documents and fast-track approval so your project starts without delay.

    First Home Buyers

    Fast-track your first home purchase

    Buying your first home is a major milestone and Flying Cockatoo Financial makes it easier. We specialise in guiding first home buyers with personalised advice that fits your financial situation and future goals. From understanding how much you can borrow to choosing the right loan and unlocking available grants, we’re by your side every step of the way.

    Family Home Guarantee Scheme Loans

    Helping single parents step into home ownership

    At Flying Cockatoo Financial, we proudly support the Australian Government’s Family Home Guarantee, helping eligible single parents buy a home with just a 2% deposit and no lenders mortgage insurance. Whether you’re purchasing, building, or buying off-the-plan, we guide you through the process and help you step into home ownership with confidence.

    Refinance

    Let us help you refinance your home loan with ease

    Refinancing your home loan offers more than just lower interest rates and access to equity. It can help you switch between fixed and variable rates, improve cash flow with better repayment terms, and unlock features like offset accounts or redraw facilities. With access to thousands of products from major banks, credit unions, and building societies, we help you secure a more flexible, cost-effective home loan.

    Request a Call Back